How to register for safetoken in Nigeria for free

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Registering for the Safetoken enables you carry out transactions on any web merchant site that has integrated to the Interswitch payment gateway using a One Time Password (OTP) as a second level authentication process in addition to your Card Number, Card Expiry Date, PIN and CVV2 code. Some online transactions that require atm to pay include: onetimesms through voguepay, online airtime recharge at among others

Here are the steps required to register for the Interswitch Safetoken service.

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Go to your nearest bank branch and request for your card to be enrolled for the Safe-token



Go to the nearest ATM, and insert your ATM card
Input your 4-digit PIN and press Enter
Select your bank account type eg Savings or Current
Select the ‘Quick-teller’ option from the ATM menu screen
Select ‘Pay Bills’ from the Quick-teller menu list on the ATM screen
Select ‘Others’ for the bill payment menu option list
Enter ‘322222”as the Payment Code
Enter your Phone Number as the Customer Reference Number and select ‘Proceed’
You will get a display“Do you want to make this payment?” Amount Due:N1
DO NOT edit the amount to be paid
Click on “Pay amount due”
You will then get a confirmation page indicating the registration was successful*Note that a surcharge of N100 may be applicable to a successful registration.


Once you are able to complete the registration either at the bank branch or at an ATM, you will be able to receive One Time Passwords (OTPs) to complete online payments.

Please note that you may need to request for your card to be activated for online payments by your bank before you are able to complete online payments successfully.

For more information on Safe-token, please visit our FAQ page on:

Please contact if you have any further comments or questions.

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